Terms of Service - Smith Mountain Lake Insiders' Guide 2024

Last updated: 11/15/23

Please read these Terms of Service (“Terms”, “Terms of Service”, the “Agreement”) carefully before using the Smith-Mountain-Lake.com website (https://Smith-Mountain-Lake.com) (the “Site”) or its services operated by G&C Ventures, LLC.

Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Site, including the services that enable you to create, test and host forms for advertising and web applications (the “Services”).

By accessing or using the Site and its Services, you agree to be bound by the G&C Ventures, LLC, Terms and our Privacy Policy.

Ability to Enter into this Agreement

This Site and its Services are not designed for or directed at children 13 years of age or younger. In addition, in order to enter into this Agreement, you must be 18 years old or have otherwise reached the legal age of majority in your jurisdiction of residence or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations and warranties set forth in this Agreement, and to abide by and comply with this Agreement. It is your responsibility to ensure that you are legally eligible to enter into this Agreement under any laws applicable to you in your jurisdiction of residence or otherwise. If you accept this Agreement, you represent that you have the capacity to be bound by it.

You may not use the Services and may not accept this Agreement if (a) you are not of legal age to form a binding contract with G&C Ventures, LLC, or (b) you are a person barred from using the Site or Services under the laws of the United States or other countries including the country in which you are a resident or from which you use the Site or its Services.

Before you continue, you should print or save a local copy of this Agreement for your records.

Your Profile Information and Account

In order to access certain Services, you may be required to provide information about yourself or your business (such as API, identification or contact details) as part of the registration process for the Service or as part of your continued use of the Services. You may also have to create passwords or other forms of authentication. You agree to provide true, accurate, current and complete information about yourself or your business, and you may not misrepresent your profile information. You agree and understand that you are responsible for maintaining the confidentiality of any such information or passwords. Accordingly, you agree that you will be solely responsible to G&C Ventures, LLC for all activities that occur under your account. If you become aware of any unauthorized use of your password or of your account, you agree to notify G&C Ventures, LLC immediately.

By providing us with your e-mail address, you agree to receive all required notices electronically to that e-mail address. It is your responsibility to update or change that e-mail address, as appropriate.

Fees

You shall pay all fees specified in any subscription to Services or use of the Site (“Subscription”). We will charge you a periodic fee based on the Subscription you choose. Such fees shall be billed in advance for each period and are non-refundable except as specifically mentioned in these Terms of Service. Except for refunds provided for cancellation of Subscriptions within the first fourteen (14) days (as described in the section below entitled Cancellation and Termination and in the G&C Ventures, LLC Refund Policy), there will be no refunds or credits for partial months of service or for periods in which your Subscription remains active but you do not use the Services.

We reserve the right to modify our billing rates at any time upon thirty (30) days written notice by posting such fee changes to the Services or on the Site.

At our discretion, we may offer free or discounted pricing for use of the Services (a “Trial Program”). Once the terms of any Trial Program have expired, you agree that our normal billing rates shall apply. You agree to comply with any additional terms, restrictions or limitations (including limitations on the total amount of usage) we impose in connection with any Trial Program. You may not sign up for multiple accounts in order to receive additional benefits under any Trial Programs.

You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with your Subscription at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions.

All prices listed, fees, charges and refunds are issued in USD. We make no guarantees as to the exchange rate between any currencies, or that the exchange rate will remain unchanged during any period of time.

Intellectual Property Rights

All right, title, interest and ownership and intellectual property rights in and to the Site and its Services, including but not limited to its “look and feel” (e.g., text, graphics, images, logos, buttons, icons and the placement and layout thereof), images, video, audio, data, content, software (including html-based computer programs) and other media, material or information, other than your Content, are and will remain the property of G&C Ventures, LLC or its software or content suppliers. Any templates or derivatives of templates provided that you may build using the Site belonging to G&C Ventures, LLC.

Subject to the terms and conditions of this Agreement, G&C Ventures, LLC grants to you, during the term of this Agreement, a non-transferable, non-sublicensable, non-exclusive, revocable, limited-purpose right to access and use the Services that are subject to a valid Subscription.

You acknowledge that any ideas, suggestions, concepts, processes or techniques which you provide to G&C Ventures, LLC related to the Services, the Site or G&C Ventures, LLC or its business (“Feedback”) shall become G&C Ventures, LLC’s property without any compensation or other consideration payable to you by G&C Ventures, LLC, and you do so of your own free will and volition. G&C Ventures, LLC may or may not, in its sole discretion, use or incorporate the Feedback in whatever form or derivative G&C Ventures, LLC may decide into the Site, its software, services, documentation, business or other products, or any future versions or derivatives of the foregoing. You hereby assign all rights on a worldwide basis in perpetuity to G&C Ventures, LLC in any Feedback and, as applicable, waive any moral rights.

G&C Ventures, LLC owns any test results, data information and other output generated by your use of the Site and/or the Services during the term of this Agreement.

Confidential Information

You agree to safeguard, keep secret and not to disclose to any third party, any Confidential Information acquired, learned or provided from G&C Ventures, LLC during the term of this Agreement or following the expiration or termination of this Agreement. “Confidential Information” means any information marked confidential or that ought reasonably to be considered confidential under the circumstances and includes, without limitation, any business plans, customer lists, operation procedures, trade secrets, design formulas and programming code, know-how and processes, computer programs and inventions, discoveries, and improvements of any kinds.

Cancellation and Termination

If you wish to cancel your Subscription, you can do so by logging into your account and proceeding with this option through the billing section menu. If you are unable to find this option within the billing section or if you have questions or need assistance, please contact Support and they can assist you with the cancellation process. You will remain liable for all charges accrued on your account up to the time that you downgrade or cancel your Subscription, including full yearly fees for the year in which you cancelled, provided however that if you cancel your Subscription within the first fourteen (14) days of opening your advertising account, you will receive a refund of your Subscription fee.

Upon cancellation of your Subscription, G&C Ventures, LLC is under no obligation to maintain or store your account information or Content. G&C Ventures, LLC may, at its option, either delete your information and Content immediately or retain it (in full or in part) in accordance with G&C Ventures, LLC’s processes and practices.

G&C Ventures, LLC reserves the right at any time, and without cost, charge or liability, to terminate this Agreement at its sole discretion for any reason, including, but not limited to, a failure to comply with the terms of this Agreement. In addition, G&C Ventures, LLC may, in its sole discretion, at any time, temporarily or permanently suspend access to your account, Subscription or Services for any violation or suspected violation of this Agreement. G&C Ventures, LLC also reserves the right to deny access to anyone, including, but not limited to those users who use proxy servers and/or IP addresses residing in certain geographical areas outside of Canada and the United States. G&C Ventures, LLC reserves the right to terminate any portion of the Site at any time, for any reason, with or without notice.

Refund Policy

The Site offers a no-risk, money-back guarantee on its Services so that, if at any time within the first 14 days of opening your paid Subscription you decide our Services are not for you, you may contact us (see below under Contact Us) and we will stop your Subscription and issue you a refund.

Your request for a cancellation must be received within 24 business hours of the 14 days of the date and time of opening your paid Subscription. While some refunds may be instant, refund credit can take 5-10 business days to show up in your credit card statement.

If adequate notice is not received and your credit card is subsequently charged, you will not receive a refund.

Discount Policy

On occasion, G&C Ventures, LLC may offer purchase incentives in the form of subscription discount codes. Discount codes are applied on an introductory basis, meaning that are only applied for the first term of the subscription selected. Discount codes do not perpetuate with the life of the subscription. After your initial term has passed, subscriptions will be charged the regular price.

Cancellation and Termination

We may terminate or suspend access to our Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Third-party links, sites and services.

Our Site may contain links to third-party web sites or services that are not owned or controlled by Smith-Mountain-Lake.com / G&C Ventures, LLC.

Smith-Mountain-Lake.com / G&C Ventures, LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Smith-Mountain-Lake.com / G&C Ventures, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

Copyright Policy

All content on the Site is considered intellectual property and may not be copied or reproduced without express written consent of G&C Ventures, LLC.

Medical Disclaimer

This website contains general information about medical conditions and treatments. The information is not advice, and should not be treated as such. All content, including text, graphics, images and information, contained on or available through this web site is for general information purposes only, and such information is subject to change without notice.

This information should not be used as a substitute for professional diagnosis or treatment, does not create any patient-physician relationship, and is not intended to be patient education. Always consult your healthcare provider before making any healthcare decisions.

G&C Ventures, LLC shall not be liable for any damages, loss, or injury suffered as a result of reliance on the information contained in this website. G&C Ventures, LLC shall not be responsible for any third-party services or products obtained through this website.

Never disregard professional medical advice or delay seeking medical treatment because of information accessed through this website.

Affiliate Disclaimer

In the effort to be compliant with current FTC regulations, it is our responsibility to let you know that this website contains affiliate links. When you use these affiliate links and make purchases at the recommended vendors, the commissions earned help to cover the costs of maintaining and hosting this website. Please read our complete Advertising and Affiliate Disclaimer.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms, please contact us.

Smith-Mountain-Lake.com
P.O. Box 812
Hardy, Virginia 24101
United States

email: info [at] Smith-Mountain-Lake [dot] com

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.