Phil Hager Insurance Agency
SML Business Directory > Professional Services > Insurance
Family-owned Phil Hager Insurance Agency has combined deep local knowledge with independent guidance for more than 42 years, helping homeowners and businesses at Smith Mountain Lake protect what matters most.
At Smith Mountain Lake, local knowledge makes a difference, especially when it comes to protecting homes, businesses and the lake lifestyle.
For more than four decades, Phil Hager Insurance Agency has served the region as a family-owned, second-generation independent agency. Their longevity at the lake reflects something simple but powerful: relationships built on trust, service and a genuine commitment to the community.
Founder Phil Hager did not just establish an insurance agency here. He also helped shape the lake community itself. He was one of the founding members of the SML Regional Chamber of Commerce and has been a member of the SML Lions Club for over 40 years.
That same spirit of service continues today. When Phil’s son, Gavin Hager, became a partner 22 years ago, he stepped into a leadership role and
has carried the torch forward, continuing the family’s strong community involvement through Rotary and other local initiatives.
Phil Hager Insurance Agency represents a carefully selected group of respected insurance companies known for dependable claims service, including Auto-Owners, Progressive, Hagerty, The Hartford, Windsor, Northern Neck and Liberty Mutual. This allows the team to focus on finding coverage tailored to each client’s needs.
From lake homes and docks to boats, rental properties and local businesses, Phil Hager Insurance Agency understands life at Smith Mountain Lake because they live and work here too. Learn more at insuresml.com.
Ask The Expert
Phil & Gavin Hager
President & Agency Manager
Continuing to serve SML with a hyperlocal focus, deep community involvement and personalized service, earning the trust of generations of clients, over 800 five-star reviews and the prestigious Sapphire Agency recognition from Auto-Owners Insurance.
FRESH IDEAS:
Using the flexibility of an independent agency to represent carefully selected insurance companies, allowing us to tailor coverage for lake homes, boats, businesses and the unique needs of Smith Mountain Lake residents.
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Contact Phil Hager Insurance Agency
Professional Services > Insurance
Franklin County
138940 Booker T. Washington Hwy., Suite A, Moneta, Virginia 24121
540-721-8822
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Hours of Operation
MON: Open 9 a.m. - 5 p.m.
TUE: Open 9 a.m. - 5 p.m.
WED: Open 9 a.m. - 5 p.m.
THU: Open 9 a.m. - 5 p.m.
FRI: Open 9 a.m. - 5 p.m.
SAT: Closed
SUN: Closed
Smith Mountain Lake Service Areas:
- Bedford County
- Franklin County
- Pittsylvania County
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