Welcome to the
Smith Mountain Lake Insiders’ Guide
Tucked in Virginia’s Blue Ridge Mountains, Smith Mountain Lake is a refreshingly different place to unwind, explore and connect. Whether you’re planning a vacation, relocating or just looking for things to do, SML Insiders is your go-to guide. Our seasonal magazine, dining guide and weekly email deliver stunning photography, local events, can’t-miss experiences and insider tips—so you can enjoy the best of lake life in every season.
Find Your Home Base
Smith Mountain Lake Vacation Rentals and Other Lodging
Planning a weekend escape or extended stay? Smith Mountain Lake offers waterfront rentals, cozy cabins, resorts, hotels, B&Bs, campgrounds and houseboats. Many are pet-friendly and great for families, groups or couples. For extra comfort, explore luxury rentals and full-service resorts for a more relaxing and upscale experience.
SML Insiders is the definitive publication for living, playing and exploring at Smith Mountain Lake. Packed with stunning photography, local stories, expert tips and seasonal guides, it’s a must-read for residents and visitors alike. Find it in print at 75-plus key locations around the lake and online for year-round inspiration and insider access.
food and drink scene
Smith Mountain Lake Dining & Entertainment Guide
Our annual guide to food and fun is your passport to the best bars and restaurants at SML. From laid-back bites to waterfront fine dining, it’s packed with maps, pet-friendly picks and insider tips. Available in print and online, it’s the go-to resource for unforgettable lakefront meals on and off the water.
Every season at Smith Mountain Lake brings new ways to explore, play and create lasting memories on and off the water.
You’ll find activities all year with outdoor adventures, events and festivals, water sports and more.
You’ll find activities all year with outdoor adventures, events and festivals, water sports and more.
SML’s lakefront includes six free public boat launching sites, plus paid launches at more than a dozen marinas. In addition, some lakeside developments maintain their own private ramps. Get more details from our directory map of boat ramps and local marinas.
Off-water you’ll enjoy sightseeing that includes many spectacular views of Smith Mountain Lake’s gently mountainous 500-mile shoreline, plus peaks and ridges along the nearby Appalachian Trail and Blue Ridge Parkway.
Four challenging golf courses surround the lake (two private, two public).
The SML State Park and Franklin County’s Smith Mountain Lake Community Park both include public access beach areas and miles of hiking trails. Smith Mountain Lake beaches are also available at a number of vacation rental homes.
The lake also offers picnicking, camping, hunting, antiquing, shopping, and relaxing. Restaurants on the waterfront and nearby offer everything from pizza and sandwiches to prime rib buffets and gourmet cuisine.
Well-maintained, winding roads with often-narrow shoulders make bicycling unsafe. (Drivers: Please pay careful attention to the road ahead at all times.) Most land and water activities are available at the State Park or within a short drive… so rent a lakeview or lakefront vacation home, and enjoy yourself for a week or two!
Vacation costs at Smith Mountain Lake shift with the seasons, offering options for every budget.
Vacation costs at Smith Mountain Lake shift with the seasons, offering options for every budget.
SUMMER – peak-season:
June-August rates for most waterfront Smith Mountain Lake vacation rentals run from $700-$15,000 per week, with size, amenities and geographic location the primary determinants of cost. During peak season, you’ll typically need to check in and out on a Saturday, and rent for a full week.
SPRING & FALL – mid-season:
In the 4-6 weeks preceding and following summer (also referred to as the ‘shoulder-season’) you can expect warm pleasant weather, fewer visitors, modest discounts from peak rates, flexible check-in and check-out dates – plus weekend and daily rate options.
WINTER – low-season:
Generally, in mid-October through mid-April, you can expect mild weather, fewer visitors, discounts of 20-50 percent on your vacation rental, flexible check-in and check-out dates – plus weekend, daily, and monthly rate options.
From relaxing cruises to thrilling water sports, the lake offers endless opportunities for exploration on the water.
From relaxing cruises to thrilling water sports, the lake offers endless opportunities for exploration on the water.
When you boat at SML, please be careful and courteous. The Virginia Department of Wildlife Resources is an excellent source of information about safe boating, boating laws, and public access launches/ramps. Below are some important highlights for new boaters at SML.
Boating Courtesy and Safety at Smith Mountain Lake
Smith Mountain Lake is Virginia’s busiest recreational freshwater body of water. In 2006, the Virginia Assembly increased funding for enforcement of boating safety and noise laws; Virginia’s Department of Wildlife Resources (formerly the Virginia Department of Game and Inland Fisheries) increased the number and visibility of patrols on the lake’s 20,600 acres.
In 2007, the Virginia Assembly passed a law mandating safe boating education for operators. If you don’t have a valid Virginia boater’s license and plan to rent rent from an SML marina, you must present a valid driver’s license so you can be temporarily licensed by watching a safety video and completing an in-person orientation.
SMLA successfully lobbied for the boater safety education mandate, but their request for boating speed limits failed to pass the Virginia legislature in 2007 and 2008. There are currently no boating horsepower limits on SML.
Boat Rentals and Sales at Smith Mountain Lake
Several companies on SML’s shoreline rent and/or sell power boats – pontoon boats, deck boats, ski boats, PWCs, fishing boats, house boats, and more. Many also sell marine gas and rent kayaks, paddle boards, tubes, skis, wake boards, knee boards, and more. For more information, see our list of boat rental companies.
Smith Mountain Lake Public Boat Launches / Ramps
Public boat launch ramps are plentiful here, so getting on the water won’t take all day. Visit our SML public boat ramps and marinas page for a complete list.
Smith Mountain Lake Marinas
Full-service marinas around the lake are a great place to park your watercraft and enjoy a lake day from land. Many marinas here are also a great place to rent watercraft, fill up your gas tank, get snacks or even a stop at a restaurant to grab breakfast, lunch or dinner.
View our digital map of SML Marinas or download a free, printable version.
Relocating here means trading busy city life for lake views and neighborly connections.
Relocating here means trading busy city life for lake views and neighborly connections.
Smith Mountain Lake offers a wide range of housing types and real estate prices, on the water and off. From one-bedroom starter condos to magnificent waterfront estates, you’re sure to find the perfect spot to call home here. Read more about living here.
Considering a move to SML? Visit our Real Estate Agent Directory for a list of experienced professionals that service the entire SML area.
Whether you’re driving in for a relaxing getaway or flying, options abound.
Whether you’re driving in for a relaxing getaway or flying, options abound.
Getting to Smith Mountain Lake in scenic Southwest Virginia is a breeze. A small local airport serves the area, while larger regional airports in Roanoke and Lynchburg (both about an hour away) offer easy access. Plus, Amtrak stops in both cities.
If you’re traveling by car, there are many ways to reach the lake. Most approaches involve mountain roads that can be challenging, especially at night.
Here’s a route that’s not the shortest possible, but it’s nearly free of bad curves. Follow I-81 toward Roanoke, then I-581 east approximately 7 miles to State Rt. 24 (I-581 Exit 6). Follow State Rt. 24 east for about 22 miles until you reach State Rt. 122. Follow State Rt. 122 southwest about 6 miles to Moneta. Moneta is just north of the only major bridge that crosses Smith Mountain Lake and offers easy access to any part of the lake.
If you enjoy driving winding mountain roads, consult a map and try approaching Moneta daytime via Rt. 43 (toughest), Rt. 116 “Windy Gap,” the Blue Ridge Parkway to its Virginia Rt. 24 exit, or Rt. 634 “Hardy Road” (easiest).
Smith Mountain Lake Map
For a map and driving directions, start with this interactive map: Smith Mountain Lake, Virginia – courtesy of Google.
If you plan to arrive by private airplane, there’s a general aviation airport, Smith Mountain Lake Airport (airport identifier: W91), with a 3,100-foot paved runway. It’s located in Bedford County on the north side of the lake, about 2 miles from SML State Park, at 1090 Cutlass Rd., Moneta. Contact: 540-297-4859.
The smaller Lynchburg Virginia Airport (LYH, 5 flights daily to and from Charlotte, NC) is located to the northeast, 30-75 minutes from the lake.
The Greensboro NC Airport (GSO, about 60 flights daily), aka Piedmont Triad International Airport is located 75-120 minutes south of the lake.
Airport drive times vary widely because the lake itself is 40 miles long. Be sure to check airfares at all three airports.
Explore #SMLInsiders on Instagram
💍 After 14 years of waiting — including time shaped by military service — the Sassers found the perfect place to say “I do” at @smithmountainmanor. Making their long-anticipated celebration even more meaningful is the venue is owned by the bride`s cousins.
👉 Read the full story to see how their lakeside wedding came together, honoring commitment, patience and love through thoughtful details and heartfelt moments.
☝️ Link in BIO under Weddings.
📸: @amativecreative
#smithmountainlake #smlva #smlinsiders #lovesml #visitsml #visitvbr #destinationbedford #smlweddings
Start your day the SML way! ☕️ Grab one of these custom mugs for yourself or surprise a fellow lake lover! 💙🌊
Click the link in our BIO 👆 and choose SHOP.
#smithmountainlake #lovesml #visitsml #smlinsiders #ad #LiveLoveLake
Happy New Year! 🎉 As we step into 2026, we want to say thank you to the incredible Smith Mountain Lake community. Your support made 2025 one of our most meaningful years yet at SML Insiders. Here’s a quick look back 👇
2025 HIGHLIGHTS
📈 Grew SML Insiders as the go-to lifestyle & community resource at the lake
🍽️ Launched the annual SML Dining Guide — a huge hit in print + online
🎉 Published seasonal event guides & ran a Fall Getaway Sweepstakes
💚 Introduced a Health & Wellness Guide in print and online
🤝 Partnered with dozens of local nonprofits and raised $5,460 for Lake Christian Ministries through our inaugural #dineouttoliftup campaign
🌊 Continued our work with SMLA on lake health, safety & stewardship
🏆 Honored with the Outstanding Tourism Advocate Award (2nd year!) and SMLA’s Spirit of the Lake Award
📣 Helped local businesses build smarter, year-round marketing plans
FULL STEAM AHEAD
In 2026, we’re expanding our team, telling more meaningful stories, deepening nonprofit partnerships, and helping SML businesses grow through powerful print + digital marketing.
There’s so much to look forward to — and we’re just getting started 💙
Andie & Jennifer
Publishers
Smith Mountain Lake Insiders` Guide
#smithmountainlake #smlinsiders #lovesml #visitsml #destinationbedford #visitfranklincova #franklincountyshines #visitvbr
💧 For four decades, dedicated scientists, volunteers and community partners with the @smithmountainlakeassociation and @ferrum_college have worked diligently behind the scenes to monitor and protect the water quality at Smith Mountain Lake, and their efforts matter more than ever.
Our latest Winter issue takes a closer look at:
• How long-term water monitoring works
• Why consistent data is critical to the lake’s future
• The people and partnerships helping keep SML healthy for generations to come
This is one of those stories that reminds us why stewardship, science and community go hand in hand at the lake. 💙
☝️ Link to the story in our bio
📸: Courtesy of Bob Pohlad, Ferrum College
#smithmountainlake #smlva #smlinsiders #lovesml #visitsml #visitvbr #destinationbedford #visitfranklincova
🎵 From live music at @harvester_music to gorgeous local artwork at ArtVisions Studio, the Smith Mountain Lake creative community is buzzing with talent! Take a class at Goose Creek Studio, join the Lake Writers group or catch a coffeehouse performance sponsored by the @smith_mountain_arts council.
Check out our insider guide for all the details! 👆 Link in BIO under Winter 2024 Issue.
📸: photographybybethpreston
#smithmountainlake #lovesml #visitsml #smlinsiders #destinationbedford #visitfranklincova #franklincountyshines #visitvbr #vasisformusiclovers
@visitsmithmountainlake
@visitvbr
@destinationbedfordva
@visitfranklinco
@franklincountyshines
Show your pride in SML with a modern, nautical twist with this awesome nautical flags T-shirt! ⚓ Available in 10 colors, it`s super soft and a unisex fit, perfect for both guys and gals.
Click the link in our BIO 👆 and choose SHOP.
#smithmountainlake #lovesml #visitsml #smlinsiders
🤝 Community is at the heart of life at Smith Mountain Lake, and SML Gives Inc. is helping turn compassion into action for neighbors in need. This article highlights how this local nonprofit is:
• Supporting essential services for individuals and families facing hardship
• Bringing together nonprofits, donors and volunteers to maximize impact
• Strengthening the safety net for the SML community through collaboration and care
Rooted in generosity and driven by purpose, SML Gives is a powerful reminder of what’s possible when a community comes together to lift one another up.
☝️ Link to the story in our bio
📸: Courtesy of @smlgivesinc
#smithmountainlake #smlva #smlinsiders #lovesml #visitsml #visitvbr #destinationbedford #visitfranklincova
As Christmas draws near, we hope you’re finding moments to pause, reflect and enjoy the beauty of the season. Tonight, we celebrate the joy and hope of Christmas and the birth of Jesus — a reminder of light, love and gratitude at the heart of this holy night.
Whether you’re gathering with family and friends or soaking in the quiet beauty of Smith Mountain Lake, we wish you a meaningful and joy-filled Christmas.
And if you’re still checking off a few last-minute gifts, we’ve got you covered. SML Insiders Shop gift cards are instant, easy and perfect for lake lovers, and a magazine subscription delivers five issues of lake-day inspiration throughout the year.
Gift cards 👉 lakelubbers.shop/products/sml-insiders-gift-card
Subscription 👉 smith-mountain-lake.com/subscribe
Wishing you a blessed Christmas and a wonderful week ahead.
#smithmountainlake #lovesml #visitsml #smlinsiders #destinationbedford #visitfranklincova #franklincountyshines #visitvbr
